Mutual fund SIP: Expect lower returns from mutual fund SIPs in future: Here’s why

The warning signs are many in the stock market today. High valuations, a large number of IPOs hitting the market and now high historical returns. The point-to-point returns calculations can be misleading due to the starting point selected. While the Sensex has generated 37% returns during the past one year, its one-year return was 68% in March 2021 because of the turmoil in March 2020. Calculating returns based on systematic investment plans

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